Terms of Use
By using MIHSAB, you agree to use its calculators and content as informational estimates under these terms.
Nature of results
Results depend on the data you enter and the method explained on each page. They are not financing offers, legal opinions, medical diagnoses, tax rulings or certified engineering designs.
User responsibility
You are responsible for input accuracy, assumptions, units and current rules. Do not rely on a result alone for a high-impact financial, health, legal or construction decision.
Accuracy and changes
We aim for clear formulas and guidance, but regulations, rates, prices and standards can change. Authoritative sources control where information conflicts.
Acceptable use
Do not disrupt the service, misuse automated access or present estimates to others as professional certification. We may update or retire tools to improve accuracy and performance.